# Storage and Insurance

{% hint style="info" %}
To preserve resale value, investment-grade wine should always be stored *in bond -* that is, in a government-approved bonded warehouse. These facilities maintain strict control over temperature, light, humidity, and vibration, ensuring wines remain in optimal condition. It also means that VAT and Duty are suspended while the wine remains in storage, as the goods are deemed not to have cleared customs. Fine wine generates no yield. Returns depend on reselling the wine at a higher price than you paid. Storing in bond provides assurance to future buyers that the wine has been professionally maintained, protecting its value. 
{% endhint %}

### WineFi's Storage Partner

WineFi partners with **Coterie Vaults**, a purpose-built fine wine storage facility in Suffolk, UK, and a wholly owned subsidiary of Coterie Holdings. Our preferential arrangement with Coterie allows us to pass discounted storage rates directly to investors.

* **Direct ownership** – all wines are registered in investors’ names. In the unlikely event that WineFi ceases trading, assets remain the property of investors.
* **Transparency & access** – investors may inspect or audit their wines at any time, and verify condition via an independent third party.
* **Insurance** – all wines are insured at Liv-ex Market Price.
* **Optional checks** – photographic condition reports are available at £12 (\~$15) per case, charged at cost.

### Storage Conditions

The Coterie Vaults Warehouse adheres to the following guidelines:

* **Temperature controlled between 11 to 14°.** Fluctuations in temperature may cause the cork to expand and contract, letting air into the bottle and damaging the wine.
* **Humidity maintained between 75% - 85%.** A humid environment keeps corks moist, and helps slow down evaporation. 
* **Light and Vibration**. Light speeds up the aging process of wine, so our partners use LED lights on sensors, so the wines spend most of the time in the dark. Small vibrations can also disturb a wine’s sediment, increasing chemical reactions and the ageing process as well as contributing to problems like dropped corks, where a wine has previously been poorly cellared. Our warehouse has "marble-like" polished floors and bespoke, uniquely designed handling vehicles to reduce vibration as much as possible.

### Coterie Vaults

<figure><img src="/files/pThm8SrvgYF2SsRA7ZlA" alt=""><figcaption></figcaption></figure>

**Website:** <https://coterievaults.com/>

**Telephone:** +44 (0)1473 946720

**Address:** Coterie Vaults, Unit 6, Blackacre Road, Great Blakenham, Ipswich, Suffolk, UK. IP6 0FL.


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